Mortgage Financing in Spain

I manage your mortgage from start to finish, in collaboration with the API Mortgage Centre, a real estate credit intermediary registered under number D072 with the Bank of Spain. No upfront cost. No commitment. Access to multiple banking institutions. We offer personalised advice to both residents and non-resident European buyers, with support available in Spanish, English and French.

Enter your financial details and those of the operation you have in mind. The simulator analyses your debt-to-income ratio according to the real criteria that banks apply in Spain (the 35% limit on net income) and shows you whether your profile is viable, whether it needs adjustments, or whether it would be better to look for a property at a different price.

The recommended price tab is especially useful if you are still in the search phase: it calculates the maximum property price you can finance with your current income, before wasting time looking at properties beyond your real reach.

The service incurs no cost whatsoever until the mortgage is successfully finalised.

Request your free mortgage study by filling in the form.

You will receive a personalised viability study.

Mortgage Feasibility Simulator